Investec Private Business Account gives you the tools to manage business finances effectively by combining a current and credit account, a Journey card, an online savings account, and electronic banking.
Your business faces a host of logistical challenges. Your banking experience shouldn’t be one of them. The Investec Private Business Account is designed to make managing your money easier so you can build and run a successful operation.
Features include:
Simplify your business finances by consolidating your daily transactional banking in one account, with a single statement. You’ll also be able to access funds via 1,200,000 local and international Visa ATMs. (For your protection, we apply daily withdrawal limits of R6,000 locally and R20,000 internationally.)
Combine your business’s financing requirements into a single credit facility and benefit from the same competitive interest rate. We’re able to extend a single facility to meet all your credit and working capital needs.
Whether you need to finance stock or purchase supplies, your Investec Private Business Account card lets you manage a single line of credit to meet your cash flow needs.
Choose a flexible repayment option that suits your business, including:
Speak to us about your structured finance requirements. Our specialist bankers are trained to assist you. We’re able to help with competitor acquisitions, black economic empowerment deals and management buyouts.
Business banking anywhere in the world, 24/7. With Online Banking, you can:
Multiple User Access enables you to assign an appropriate level of online banking access and authorisation powers to a trusted person. Multiple user access gives you the ability to:
For assistance with your business banking, you may also contact the Client Support Centre. A trained consultant will talk you through your transactions (including any transactions that may be concluded via Online Banking). However, for payments exceeding R20 000, we require your signed instructions.
Use your mobile phone to do your business banking from anywhere, 24/7. www.investecmobile.com uses your mobile phone’s internet functionality that is compatible with GPRS, Edge or 3G technology, and a web browser. You can:
Choose your deposit account based on fund access requirements and interest rate expectations.
Business is cyclical. That includes yours. Sometimes your business may have surplus cash to invest, at other times it will require a cash injection. The Cash Management Account gives you the facility to save extra funds, which can then be drawn on when you need a cash boost. As an Investec Private Business Account client, you are automatically registered for this convenient online savings facility.
Benefits include:
View the latest Cash Management Account rates
We can also assist with structuring your portfolio.* Based on your cash flow requirements and our current interest rate view, we will seek to maximise your returns and hedge your interest rate risk.
* In line with the Financial Advisory and Intermediary Services Act (FAIS), only consultants who are registered as representatives of Investec Private Bank will dispense advice in respect of Investec Private Bank investment products and services.
Read more about Cash Investment products for privately owned businesses.
Investec does not make representation that information and materials on this site are appropriate for use in all jurisdictions available on the web, or that transactions, securities, products, instruments or services offered on this site are available or indeed appropriate for sale or use in all jurisdictions, or by all investors or other potential clients. Those who access this site do so on their own initiative, and are therefore responsible for compliance with applicable local laws and regulations. By accessing each site, the entrant has agreed that he/she has reviewed the site in its entirety including any legal or regulatory rubric.
Investec Private Bank. A division of Investec Bank Limited registration number 1969/004763/06. Investec Private Bank is committed to the Code of Banking Practice as regulated by the Ombudsman for Banking Services. Copies of the Code and Ombudsman’s details are available on request. An authorised financial services provider. A registered credit provider registration number NCRCP9.
Investec Client Support Centre - 24/7
