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Investec Private Bank Account

A designer transactional banking solution, that for a single transparent monthly fee, consolidates all your daily transactional banking into one account and provides 24/7 service via our dedicated client support centre.

You’re a busy professional. You need a comprehensive banking product that offers convenience, security, value and fee transparency. The Investec Private Bank Account does all this, and more. Speak to one of our private bankers or read on for more information.

Overview of features

  • A chip and PIN Visa card
  • Credit facility at Prime less 1%
  • Instant access online savings facility
  • Real rewards with Investec Dividends
  • Sophisticated security features
  • Free travel insurance
  • Replacement Private Bank Account card and Journey card per year
  • Single, transparent fee structure
  • Foreign exchange service

Current Account Facility

Consolidated banking with a single statement, card benefits and sophisticated security features.

Simplify your life by consolidating your daily transactional banking in one account, with a single statement. You’ll also be able to access your cash via 1,200,000 local and international Visa ATMs. (For your protection, we apply daily withdrawal limits of R6,000 locally and R20,000 internationally.)

Benefits from your account card

  • Free travel insurance when you purchase an air ticket using your card
  • Dividends points on all point-of-sale card purchases
  • Additional cardholders’ purchases and cash withdrawals reflect against your credit limit but are shown separately on your statement.
  • Control expenditure by implementing spend limits on each card
  • No annual card fees
  • Fraud insurance if your card is lost or stolen
  • Sophisticated security features, including chip and PIN technology and an SMS and email account activity notification service

Travel insurance

Instant travel cover for free

For travel peace of mind, you get free travel insurance when paying for your air ticket with your Investec Private Bank Account card.

View the credit card travel insurance policy wording

Electronic Banking

Convenient and secure online, telephone and mobile banking from where you are.

Online, telephone and mobile banking

Manage your money from your PC, or mobile, with peace of mind. To help you safeguard your money we’ve implemented sophisticated security features such as: identification number and PIN, anti-keystroke logging, OTP (one time password), secure socket layer (EV SSL) certification and Verified by Visa.

Online banking

We know you want instant, easy and secure access to your accounts. That’s why Investec Private Bank Account clients are automatically registered for online and telephone banking. Request your online banking PIN from the Client Support Centre, connect to the service and you can:

  • Schedule future-dated payments and receive SMS confirmations of scheduled payments
  • Make beneficiary payments
  • Send confirmation of payments to beneficiaries by fax, email or SMS
  • Retrieve online statements and IT3b forms
  • Make online redemptions for the Investec Dividends rewards programme
  • Transfer funds from your Investec Private Bank Account to your other Investec accounts and vice versa
  • Manage your online savings via the Cash Management Account

Visa Credit Facility

Make the most of interest free credit with the ability to earn interest on credit balances.

Enjoy interest-free spending until your statement date, with your Investec Private Bank Account Visa card (which means you get up to 30 days free funding).

You can also qualify for up to 45 days free funding on card purchases if you use the account exclusively as a credit card account. Simply:

  • Avoid cash and near cash transactions, such as: ATM withdrawals, online banking payments, debit orders and Journey card transactions

  • Make only credit card purchases during the statement period

  • Settle your account in full on or before the due date (+/- 15 days after the statement date)

Savings Account

High interest and easy online access to your funds.

Earn higher interest and enjoy instant access to your money, with the online Cash Management Account.

There’s no minimum balance, no notice period, and the more you invest, the higher your returns.

Disclaimer

Investec Specialist Bank does not make representation that information and materials on this site are appropriate for use in all jurisdictions available on the web, or that transactions, securities, products, instruments or services offered on this site areavailable or indeed appropriate for sale or use in all jurisdictions, or by all investors or other potential clients. Those who access this site do so on their own initiative, and are therefore responsible for compliance with applicable local laws and regulations. By accessing each site, the entrant has agreed that he/she has reviewed the site in its entirety including any legal or regulatory rubric.

Investec Specialist Bank, a division of lnvestec Bank Limited registration number 1969/004763/06. Investec Specialist Bank is committed to the Code of Banking Practice as regulated by the Ombudsman for Banking Services. Copies of the Code and Ombudsman's details are available on request. A registered credit provider registration number NCRCP9.