Investec Private Bank Account

Convenient and secure online, telephone and mobile banking from where you are.

Online, telephone and mobile banking

Manage your money from your PC, or mobile, with peace of mind. To help you safeguard your money we’ve implemented sophisticated security features such as: identification number and PIN, anti-keystroke logging, OTP (one time password), secure socket layer (EV SSL) certification and Verified by Visa.

Online banking

We know you want instant, easy and secure access to your accounts. That’s why Investec Private Bank Account clients are automatically registered for online and telephone banking. Request your online banking PIN from the Client Support Centre, connect to the service and you can:

• Schedule future-dated payments and receive SMS confirmations of scheduled payments
• Make beneficiary payments
• Send confirmation of payments to beneficiaries by fax, email or SMS
• Retrieve online statements and IT3b forms
• Make online redemptions for the Investec Dividends rewards programme
  
• Transfer funds from your Investec Private Bank Account to your other Investec accounts and vice versa
• Manage your online savings via the Cash Management Account

Make the most of interest free credit with the ability to earn interest on credit balances.

Enjoy interest-free spending until your statement date, with your Investec Private Bank Account Visa card (which means you get up to 30 days free funding).

You can also qualify for up to 45 days free funding on card purchases if you use the account exclusively as a credit card account. Simply:

• Avoid cash and near cash transactions, such as: ATM withdrawals, online banking payments, debit orders and Journey card transactions

• Make only credit card purchases during the statement period

• Settle your account in full on or before the due date (+/- 15 days after the statement date)

Consolidated banking with a single statement, card benefits and sophisticated security features.

Simplify your life by consolidating your daily transactional banking in one account, with a single statement. You’ll also be able to access your cash via 1,200,000 local and international Visa ATMs. (For your protection, we apply daily withdrawal limits of R6,000 locally and R20,000 internationally.)

Benefits from your account card

• Free travel insurance when you purchase an air ticket using your card
• Dividends points on all point-of-sale card purchases
  
• Additional cardholders’ purchases and cash withdrawals reflect against your credit limit but are shown separately on your statement.
• Control expenditure by implementing spend limits on each card
• No annual card fees
• Fraud insurance if your card is lost or stolen
• Sophisticated security features, including chip and PIN technology and an SMS and email account activity notification service

High interest and easy online access to your funds.

Earn higher interest and enjoy instant access to your money, with the online Cash Management Account.

There’s no minimum balance, no notice period, and the more you invest, the higher your returns.

Journey Vehicle Card

One card to manage all your vehicle travel expenses.

Manage your travel expenses with the Investec Journey card. It’s a safe and convenient way to pay for fuel, oil and toll gate transactions in South Africa.

Each Journey card is specific to a vehicle and your statement defines transactions by vehicle, so if you have more than one card per account it’s easy to identify and keep track of spending activity.

Travel insurance

Instant travel cover for free

For travel peace of mind, you get free travel insurance when paying for your air ticket with your Investec Private Bank Account card.

View the credit card travel insurance policy wording